The fact that so many people are confused about how much money they will need for retirement is hardly surprising. There are a sea of articles, studies, and opinion pieces about such things, and they tend to be all over the map in terms of explaining to people what they need to be ready for retirement. Here is some more data. According to TD Ameritrade’s 2019 Retirement Pulse Survey, about six in 10 Americans think that one million dollars will be enough for a comfortable retirement.