Here are some good ideas for preparing for retirement – save, invest, work longer, and wait to collect Social Security. But all of these tactics may not amount to much if you are unable to form a permanent bond with your current spouse. According to new findings from the Center for Retirement Research at Boston College, when all is said and done, ending a marriage can be nearly as destructive to your retirement savings as say the Great Recession was. Divorce implies legal fees, splitting assets in two, and shifting from a two-income household to a one-income household.